Kenya Premium Health Covers | Buy Online
Compare Kenya's finest medical covers from Jubilee, Britam, AAR, CIC, APA, First Assurance and Heritage — then apply online in minutes. Expert guidance, competitive rates, premium protection.
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Cover is typically confirmed within 1–5 working days after full payment and submission of required documents, subject to insurer underwriting and acceptance.
Premiums are indicative and subject to insurer confirmation and underwriting.
Fully compliant and regulated by the Kenyan insurance authority.
We curate only high-end covers from Kenya's top insurers.
Direct insurer rates — no hidden fees or markups.
Get covered in as little as 24 hours with our expert team.
History: Serving the region since 1965, when its first Nairobi office opened.
Known for: Milele health plans with options from budget-friendly to comprehensive cover.
Why choose Britam: Broad plan choice, wellness benefits and nationwide hospital access.
Get a Britam Quote →History: Founded in Kenya in 1984, originally as an air-rescue and emergency service.
Known for: Individual and family medical plans with inpatient, outpatient, dental and optical benefits.
Why choose AAR: Strong medical focus and flexible family cover options.
Get an AAR Quote →History: A long-established Kenyan insurer and part of the Absa Group.
Known for: First Med for individuals and families, and First Afya Biashara for SME groups.
Why choose First Assurance: Flexible inpatient, outpatient, maternity, dental and optical options across family and group covers.
Get a First Assurance Quote →History: Founded in Mombasa in 1937 and among the region's longest-established insurers.
Known for: J-Care for individuals and families, J-Senior for senior members, and J-Biz for groups.
Why choose Jubilee: Established health insurer with options across different budgets and needs.
Get a Jubilee Quote →History: Its roots date to 1968, when it began within Kenya's co-operative movement.
Known for: Medisure, Afya Bora and other medical products with inpatient and outpatient benefits.
Why choose CIC: Medisure, Seniors Mediplan and SME Medipack options with flexible benefit structures.
Get a CIC Quote →History: Part of Apollo Investments, whose insurance heritage dates back to 1977.
Known for: Jamii Plus family health cover and APA SME Medical Cover for small business groups.
Why choose APA: Flexible family and SME medical cover with inpatient, outpatient and optional benefits.
Get an APA Quote →Choose the cover type, your members and the cover limit you need.
View and compare quoted premiums from our insurers side by side.
Submit your application online in minutes.
Paying for your health cover is simple. Apply online, then follow these steps to pay securely.
Pay to the insurer’s official paybill. Keep the M-PESA code as proof.
Pay into the insurer’s bank account. Keep the slip or reference as proof.
Write it payable to the insurer. Keep the cheque copy as proof.
Send us your M-PESA code, bank deposit slip or cheque copy for application processing. For cheque collection, call or WhatsApp 0722 111 760 / 0718 805 054.
All premium payments are made directly to the insurer using only the official payment details on your quotation — physical cash is not accepted. After payment, send us your M-PESA code, deposit slip or cheque copy for follow-up, and keep one for your records. Cover is typically processed within 1–5 working days once payment and documents are complete, subject to insurer underwriting and acceptance.
Find the right healthcare provider for your plan. Search hospitals, clinics, pharmacies, dental, optical and specialist providers within your selected medical network.
Only active provider relationships assigned to the selected plan are displayed.
Your provider network will appear here.
Provider information may change from time to time. Provider listing does not by itself guarantee availability of every medical service or benefit. Confirm provider availability, applicable benefits, referral requirements and authorization requirements before treatment.
Not sure which medical cover is right for you or your family? Get personalised assistance comparing premiums, benefits, hospital networks and cover options from leading insurers.
From selecting a suitable cover to applying online, submitting your documents and following up on your application, our agent is available to guide you throughout the process. Premiums are paid directly to the insurer, and cover is subject to insurer underwriting and acceptance.

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