Medical cover guide

First Assurance medical insurance in Kenya

Compare every First Assurance plan we quote — inpatient limits, bed entitlement, optional benefits, waiting periods and co-payments — then get a personalised quotation in minutes.

Get a First Assurance quote See plans and limits

Cover typesGroup and SME / Individual and family

Products2

Inpatient limitsKSh 250,000 to KSh 10,000,000

Bed entitlementStandard Ward Bed · Standard Private Room up to KSh 12,500/day net of SHIF · Standard Private Room up to KSh 15,500/day net of SHIF

Medical examinationApplicants aged 51 and above

First Assurance products we quote

Individual and family First Assurance First Med First Med covers individuals and families on a per-family inpatient limit, with optional outpatient, maternity, dental and optical benefits priced by age band. Read the guide → Group and SME First Assurance First Afya Biashara First Afya Biashara is First Assurance's group scheme for businesses, priced per family by family size (M+0 upwards) with optional outpatient, maternity, dental and optical benefits. Read the guide →

Plans, limits and bed entitlement

First Assurance First Med

Inpatient limit	Plan	Bed entitlement
KSh 500,000	First Med · 500K	Standard Ward Bed
KSh 1,000,000	First Med · 1M	Standard Ward Bed
KSh 2,000,000	First Med · 2M	Standard Private Room up to KSh 12,500/day net of SHIF
KSh 3,000,000	First Med · 3M	Standard Private Room up to KSh 15,500/day net of SHIF
KSh 5,000,000	First Med · 5M	Standard Private Room up to KSh 18,000/day net of SHIF

First Assurance First Afya Biashara

Inpatient limit	Plan	Bed entitlement
KSh 250,000	First Afya Biashara · KSh 250K	Standard ward bed net of SHIF
KSh 300,000	First Afya Biashara · KSh 300K	Standard ward bed net of SHIF
KSh 400,000	First Afya Biashara · KSh 400K	Standard ward bed net of SHIF
KSh 500,000	First Afya Biashara · KSh 500K	Standard ward bed net of SHIF
KSh 750,000	First Afya Biashara · KSh 750K	Standard ward bed net of SHIF
KSh 1,000,000	First Afya Biashara · KSh 1M	Private Standard Room up to KSh 13,000/day net of SHIF
KSh 1,500,000	First Afya Biashara · KSh 1.5M	Private Standard Room up to KSh 13,500/day net of SHIF
KSh 2,000,000	First Afya Biashara · KSh 2M	Private Standard Room up to KSh 17,000/day net of SHIF
KSh 3,000,000	First Afya Biashara · KSh 3M	Private Standard Room up to KSh 18,000/day net of SHIF
KSh 4,000,000	First Afya Biashara · KSh 4M	Private Standard Room up to KSh 19,000/day net of SHIF
KSh 5,000,000	First Afya Biashara · KSh 5M	Private Standard Room up to KSh 22,500/day net of SHIF
KSh 7,500,000	First Afya Biashara · KSh 7.5M	Ensuite Room up to KSh 23,500/day net of SHIF
KSh 10,000,000	First Afya Biashara · KSh 10M	Ensuite Room up to KSh 26,500/day net of SHIF

What First Assurance cover includes

First Med and First Afya Biashara medical covers

Waiting periods

See applicable product schedule

Co-payment, where it applies

See applicable product schedule

How cover and payment work

Cover is arranged through First Assurance and the premium is paid directly to the insurer — by the payment ' 'methods printed on your quotation — never to Now Insurance Agency. We prepare the application, ' 'check it against the insurer's requirements and follow it through to activation. Cover is ' 'typically confirmed within 1 to 5 working days of payment and complete documents, subject to ' 'insurer underwriting and acceptance.

Read more about paying the insurer or check the ' 'provider network before you choose a limit.

First Assurance medical cover — frequently asked questions

How do I get a First Assurance medical cover quotation?

Use our online quote form. Choose who is covered, the inpatient limit and any optional benefits, and every suitable First Assurance plan is priced side by side with a downloadable quotation.

What inpatient limits does First Assurance offer?

The limits available on our quotation are listed in the plans table above. Each limit is a separate plan with its own benefits schedule, and the premium changes with the limit, the members covered and their ages.

Are outpatient, maternity, dental and optical benefits included?

They are chosen separately on top of the inpatient cover. Where a plan offers them, the selectable amounts are listed above; the premium is shown before you apply.

How is the premium paid?

Premiums are paid directly to First Assurance using the payment details printed on your quotation. Now Insurance Agency never collects client payments. Once you pay, send us the confirmation and we follow up on cover processing.

Does anyone need a medical examination?

Medical examination requirements for First Assurance: applicants aged 51 and above. Where a form is needed we send it with your application pack.

Other insurers compared on this site

Ready to see First Assurance prices?

Build your cover, compare every suitable First Assurance plan side by side and download a personalised quotation in minutes. No obligation, no payment details required to get a quote.

Get a First Assurance quote Ask a question