Medical cover guide

Jubilee medical insurance in Kenya

Compare every Jubilee plan we quote — inpatient limits, bed entitlement, optional benefits, waiting periods and co-payments — then get a personalised quotation in minutes.

Get a Jubilee quote See plans and limits

Cover typesGroup and SME / Individual and family

Products3

Inpatient limitsKSh 250,000 to KSh 10,000,000

Bed entitlementGeneral Ward Bed · Standard Private Room up to KSh 12,500/day · Standard Private Room up to KSh 24,000/day

Medical examinationAs advised by the insurer

Jubilee products we quote

Individual and family Jubilee J-Care Jubilee J-Care covers individuals and families, sold in four grades (Classic, Premier, Advanced and Executive) with optional outpatient, maternity, dental and optical benefits. Read the guide → Individual and family Jubilee J-Senior Jubilee J-Senior covers members aged 61 and above with inpatient limits from KSh 1,000,000 and the option to add outpatient, dental and optical benefits. Read the guide → Group and SME Jubilee J-Biz Jubilee J-Biz is a group medical scheme for employers, priced per family with optional outpatient, maternity and group critical illness cover. Read the guide →

Plans, limits and bed entitlement

Jubilee J-Care

Inpatient limit	Plan	Bed entitlement
KSh 500,000	J-Care Classic	General Ward Bed
KSh 1,000,000	J-Care Premier	General Ward Bed
KSh 2,000,000	J-Care Advanced	General Ward Bed
KSh 3,000,000	J-Care Executive	Standard Private Room up to KSh 12,500/day
KSh 5,000,000	J-Care Royal	Standard Private Room up to KSh 24,000/day
KSh 10,000,000	J-Care Prestige	Ensuite Room up to KSh 32,000/day

Jubilee J-Senior

Inpatient limit	Plan	Bed entitlement
KSh 500,000	J-Senior Copper	General Ward
KSh 1,000,000	J-Senior Bronze	General Ward
KSh 3,000,000	J-Senior Silver	Standard private room up to KSh 12,500/day
KSh 5,000,000	J-Senior Gold	Standard private room up to KSh 24,000/day
KSh 10,000,000	J-Senior Diamond	Standard private room up to KSh 32,000/day

Jubilee J-Biz

Inpatient limit	Plan	Bed entitlement
KSh 250,000	J-Biz 250K	General Ward Bed
KSh 300,000	J-Biz 300K	General Ward Bed
KSh 400,000	J-Biz 400K	General Ward Bed
KSh 500,000	J-Biz 500K	General Ward Bed
KSh 750,000	J-Biz 750K	General Ward Bed
KSh 1,000,000	J-Biz 1M	General Ward Bed
KSh 2,000,000	J-Biz 2M	Standard Private Room up to KSh 12,500/night
KSh 3,000,000	J-Biz 3M	Standard Private Room up to KSh 12,500/night
KSh 4,000,000	J-Biz 4M	Standard Private Room up to KSh 15,000/night
KSh 5,000,000	J-Biz 5M	Standard Private Room up to KSh 16,500/night
KSh 10,000,000	J-Biz 10M	Standard Private Room up to KSh 22,500/night

What Jubilee cover includes

Inpatient core cover
Pre-existing & chronic conditions
Cancer treatment
Newly diagnosed chronic conditions
Psychiatric conditions
COVID-19 cover
Post-hospitalisation treatment
Emergency evacuation
Optional outpatient
Optional dental
Optional optical
Optional maternity where applicable
Last expense
Personal accident

Waiting periods

J-Care/J-Senior: 30d illness
1y specified pre-existing/related conditions
2y cancer
J-Biz: 14d illness for new groups; accident treatment has no general waiting period

Co-payment, where it applies

J-Care/J-Senior: KSh 2,000 at Nairobi Hospital Main, MP Shah Parklands, Karen Hospital, Aga Khan University Hospital Parklands, Gertrude’s Muthaiga and AAR Hospital Kiambu Road;
KSh 1,000 at Mater Main, Avenue Parklands, Mediheal Parklands/Eldoret, Eldoret Hospital, St Luke’s Orthopaedic Eldoret, Mombasa Hospital and Premier Hospital Nyali
J-Biz: KSh 2,000 at listed high-cost facilities in the brochure

How cover and payment work

Cover is arranged through Jubilee and the premium is paid directly to the insurer — by the payment ' 'methods printed on your quotation — never to Now Insurance Agency. We prepare the application, ' 'check it against the insurer's requirements and follow it through to activation. Cover is ' 'typically confirmed within 1 to 5 working days of payment and complete documents, subject to ' 'insurer underwriting and acceptance.

Read more about paying the insurer or check the ' 'provider network before you choose a limit.

Jubilee medical cover — frequently asked questions

How do I get a Jubilee medical cover quotation?

Use our online quote form. Choose who is covered, the inpatient limit and any optional benefits, and every suitable Jubilee plan is priced side by side with a downloadable quotation.

What inpatient limits does Jubilee offer?

The limits available on our quotation are listed in the plans table above. Each limit is a separate plan with its own benefits schedule, and the premium changes with the limit, the members covered and their ages.

Are outpatient, maternity, dental and optical benefits included?

They are chosen separately on top of the inpatient cover. Where a plan offers them, the selectable amounts are listed above; the premium is shown before you apply.

How is the premium paid?

Premiums are paid directly to Jubilee using the payment details printed on your quotation. Now Insurance Agency never collects client payments. Once you pay, send us the confirmation and we follow up on cover processing.

Does anyone need a medical examination?

Medical examination requirements for Jubilee: as advised by the insurer. Where a form is needed we send it with your application pack.

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